Cost of Attendance
Carolina Christian College estimates the total cost of education, which includes direct costs and indirect costs. The direct costs include tuition, fees, and supplies, while the indirect cost includes food, transportation, personal expense, and room and board.
Indirect costs for room and board, personal expense, and transportation are based on the Basic Family Budget Calculator from the Economic Policy Institute (EPI), which is located at https://www.epi.org/resources/budget/.
The Family Budget Calculator provides estimates of costs by state, city, metropolitan or rural area. Personal expense included costs such as childcare, clothing, and other miscellaneous expenses. Students may also utilize our Net Price Calculator https://carolina.edu/calculator/.
The cost of attendance and your EFC (FAFSA application) are used to determine the amount of financial aid that you could be eligible to receive.
Types of Financial Aid
Scholarships
Each year CCC awards The President Scholarship, CCC Alumni REACH Scholarship and the Hugh Marshall Scholarship to our incoming class of new students. Scholarships are intended to reward your accomplishments both in and out of the classroom. Scholarship recipients are only awarded to those students with a financial need to meet their tuition and fees obligation.
|
CLT Score | G.P.A. | Yearly Award |
President’s Scholarship | 84 | 3.0 | $8930 – 4 years |
REACH Scholarship | 65 | 3.0 | $1200 – 4 years |
Hugh Marshall Scholarship | 54 | 2.5 |
Up to $250 – 4 years |
Other Scholarships
David Ebrahimzadeh Scholarship: www.davidebrahimzadehscholarship.com
Marc Zboch Scholarship: www.marczbochscholarship.com
Derrick Law Firm Scholarship: Dirk Derrick Car & Truck Accident Injury Scholarship
Chegg: https://www.chegg.com/scholarships
Peterson’s: https://www.petersons.com/scholarship-search.aspx
Unigo: https://www.unigo.com/scholarships
Fastweb: https://www.fastweb.com/
Grants
Federal Pell Grant is a federally administered program, which awards grants to undergraduate students on the basis of exceptional need, who are enrolled for at least 3 credits and have not earned a previous degree.
Federal Supplemental Educational Opportunity Grant (FSEOG) is a Federal grant, administered by the College. FSEOG is awarded to undergraduate students demonstrating exceptional need. Priority is given to full-time Federal Pell Grant recipients.
Loans
Federal Direct Loan Program
Subsidized Loan is a fixed rate loan awarded on the basis of need made directly by the Federal Government. Interest does not accrue while the student is enrolled at least half-time. Repayment begins 6 months after leaving school or enrolling less than half-time with a standard of 10 years to repay. Students must be enrolled as at least a half-time student to be eligible and be enrolled in an undergraduate program of study.
Unsubsidized Loan is a fixed rate, non-need based loan made directly by the Federal Government. This loan is the same as the regular subsidized Direct Loan; with the exception that students must make interest payments while in school and during the grace period or the interest will be capitalized. Students must be enrolled as at least a half-time student to be eligible.
First-time borrowers must complete a Master Promissory Note (MPN) online at studentloans.gov. The MPN is a legal document on which the borrower’s signature represents a promise to repay future disbursed loans.
In addition, Loan Entrance Counseling is required for all first-time Federal Direct Loan borrowers. Entrance Counseling can be completed online at studentloans.gov. During your online Counseling session, you will be informed of your rights and responsibilities as a borrower, and the terms and conditions associated with borrowing through the Federal Student Loan program. Exit counseling is required for students that depart the College by graduating, withdrawing, or dropping below half time status. The online version of Exit Counseling can be completed at studentaid.gov or a paper version can be completed and emailed to financialaid@carolina.edu
Dependent undergraduate students can borrow up to:
- $5,500 for freshmen (Maximum subsidized portion, based on need: $3,500)
- $6,500 for sophomores (Maximum subsidized portion, based on need: $4,500)
- $7,500 for juniors and seniors (Maximum subsidized portion, based on need: $5,500)
Independent undergraduate students can borrow up to:
- $9,500 for freshmen (Maximum subsidized portion, based on need: $3,500)
- $10,500 for sophomores (Maximum subsidized portion, based on need: $4,500)
- $12,500 for juniors and seniors (Maximum subsidized portion, based on need: $5,500)
Graduate and Professional students can borrow up to:
- $20,500 in unsubsidized loans
Lifetime Aggregate Limits:
- Undergraduate Dependent lifetime limit is $31,000 (up to $23,000 may be subsidized)
- Undergraduate Independent lifetime limit is $57,500 (between subsidized and unsubsidized)
- Graduate or Professional lifetime limit is $138,500 (up to $65,000 may be subsidized) or $224,000 (for health professions)
VA Benefits
Active Duty Veterans
- If you served on Active Duty, you might be eligible for education benefits offered by the Department of Veterans Affairs. For example, the Post-9/11 GI Bill provides financial support for educational and housing expenses to individuals with at least 90 days of aggregate service after September 10, 2001, or individuals discharged with a service-connected disability after 30 days. You must have received an honorable discharge to be eligible for the Post-9/11 GI Bill.
- If you are currently serving in the military, you may be eligible for funding offered through the Department of Defense Tuition Assistance program. Check your eligibility status and the amount for which you qualify with your Service prior to enrolling.
- If you are the spouse or child of a service member who is serving on active duty Title 10 orders in the paygrades of E1-E5, O1-O2, or W1-W2, you may be eligible for financial assistance from the Department of Defense for education, training, and/or the occupational license and credentials necessary for a portable career.
- If you are the spouse or child of a service member, you may be eligible for transfer of the service member’s Post-9/11 GI Bill benefits to you.
Federal Aid
The Federal Student Aid Department is now accepting FAFSA applications as early as October 1. Previously this date was scheduled for January 1. This means that you will not have to wait to include your FAFSA on your tax returns.
- Students should use tax returns from prior 2 years. Ex. 2019 application will use 2017 tax returns.
- It is suggested to use the IRS Data Retrieval when completing the FAFSA.
- Once you have completed your FAFSA, save your EFC and complete your See more about new student loans here.
- Once you have completed your FAFSA, save your EFC and complete your CCC VFAO online interview.
- Once you have completed your online interview, complete your entrance counseling and MPN. This is only required once while attending CCC.
Financial Aid Offer
Your offer of Financial Aid must be accessed electronic mail. You WILL NOT receive a paper Financial Aid Award. Should you decide to reject or reduce any part of the offer, you must print the award letter, circle the financial aid that you wish to decline, and either fax it to our office, mail it, or come into the office and meet with a financial aid officer. Your offer of Financial Aid is only an offer of financial assistance. If your award includes a Subsidized and/or Unsubsidized Stafford Loan, you will need to complete our online process. That process includes completing an online application and Promissory Note, for first time borrowers. Returning borrowers who have completed a Direct Loan Master Promissory note with the college before, will not have to do another Master Promissory note. Additionally, if your parent chooses, dependent students can apply for the Parent PLUS loan at studentloans.gov. Please note that the PLUS Loan is based upon the borrower’s credit history. It is no guarantee of funds. The parent borrower will undergo a credit check and final approval rests with the lender.
Financial Aid Questions?
Click here for frequently asked questions.
NET PRICE CALCULATOR
For more information, contact our office of financial aid by phone at 336-744-0900 ext 201, by email, or in person in the Academic Building. You also can contact our financial aid officer Garriell Lucas. financialaid@carolina.edu